We provide clear modeling to determine if self-funding is right for you and design a bespoke plan that balances employee needs with financial predictability.
We strategically place your specific and aggregate stop-loss insurance to protect your balance sheet from catastrophic claims. As your third-party administrators (TPA) we ensure seamless, efficient claims processing and network access.
We provide more than reports; we deliver actionable intelligence. Our analytics pinpoint cost drivers (specialty drugs, chronic conditions, high-cost claimants) so you can implement targeted clinical and vendor management programs that yield measurable savings.
True cost control requires healthier employees. We integrate data-driven wellness, chronic condition management, and premium concierge advocacy services to improve health outcomes and reduce unnecessary claims.
We monitor plan performance against budgets, manage stop-loss renewals, and ensure your plan remains compliant with ERISA, ACA, and HIPAA regulations as it evolves.